Debt is one of the biggest problems facing our society. The average New Zealander spend $1.15 for every $1.00 they earn and 30% have borrowed to pay for basic needs.
CAP or Christians Against Poverty, is more than a budgeting course, it is a money management course. In three weeks you will be taught the principals of budgeting but you will also be taught how to manage your money.
It doesn't matter how much you earn, if you are not managing your money, if you are not in control of it, your money will be controlling you.
CAP Money is a six hour course broken into three sessions. Each session is two hours held weekly. John Kirkby, the founder of Christians Against Poverty teaches the principals via DVD then trained Money Coaches help you develop a personal budget and offer their experience and encouragment to implement the CAP system.
For more information check out the web site http://www.capuk.org/who/capnewzealand.php
